Fire Modeling + Data Science + Underwriting

Why WDIS

    • We place commercial property accounts with wildfire exposure. 

    • We combine fire modeling, data science, and underwriting expertise to reduce wildfire losses.

    • We offer E&S property insurance with WDSresponse included. A response service that is conducted by our affiliate partner Wildfire Defense Systems (WDS). 

    • We utilize WDSrisk sophisticated technology to reduce property losses due to wildfires.

    • We conduct a WDSpro wildfire specific inspection on every policy we write.

    • We actively monitor our policies in force with a real time dashboard WDSfire.

  • Disclaimer: WDIS has no affiliation with the below resources - they are intended for informational purposes only.

    National Interagency Fire Center- the nation's support center for wildland fires and other emergency situations

    Incident Information System- a source that provides the public with current incident information

    AirNow- interactive map for real time air quality data locally or nationally

WDIS Underwriting Philosophy

  • At Wildfire Defense Insurance Services, Inc., we believe that proactive risk assessment is the key to effective underwriting. We use advanced data analytics and cutting-edge risk modeling techniques to identify and mitigate risks before they become major issues.

  • We are committed to staying at the forefront of technological innovation in the insurance industry. By leveraging our proprietary risk and inspection models, we are able to offer our retail agents access to a unique product in the marketplace.

  • We believe that collaboration is essential to finding creative solutions. Our experienced team works closely with our affiliate company, Wildfire Defense Systems, Inc. and their Operations Team, Data & Fire Sciences Team, as well as our retail agents to ensure that they have resources to provide the best possible coverage options. By working together, we identify new opportunities and develop innovative solutions.

  • We understand that every client has unique needs and challenges, especially in wildfire-exposed areas. That's why we take a customized approach to underwriting, tailoring our solutions to meet the specific requirements of each individual business. Our team works closely with retail agency partners to identify their risks and develop comprehensive coverage options that meet their needs. Every policy placed through WDIS, comes with an endorsement providing wildfire defense response services through WDS, at no additional premium.

Fast, Responsive Service

AM Best Financial Rating:

“A” or better rated carriers

Customer Service Rating:

NO

Brush/Wildfire Area Surcharge Listed on Quote:

Wildfire Defense Response Endorsement:

Included on every policy

Coverage Form:

Special form (All Risk Policy)

Company Specialty:

Specialist in placement of wildfire exposed accounts

Unknown

California Fair Plan

Not rated

YES

Not available

Named perils only

Market of last resort