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WDIS Underwriting Philosophy

  • At Wildfire Defense Insurance Services, Inc., we believe that proactive risk assessment is the key to effective underwriting. We use advanced data analytics and cutting-edge risk modeling techniques to identify and mitigate risks before they become major issues.

  • We are committed to staying at the forefront of technological innovation in the insurance industry. By leveraging our proprietary risk and inspection models, we are able to offer our retail agents access to a unique product in the marketplace.

  • We believe that collaboration is essential to finding creative solutions. Our experienced team works closely with our affiliate company, Wildfire Defense Systems, Inc. and their Operations Team, Data & Fire Sciences Team, as well as our retail agents to ensure that they have resources to provide the best possible coverage options. By working together, we identify new opportunities and develop innovative solutions.

  • We understand that every client has unique needs and challenges, especially in wildfire-exposed areas. That's why we take a customized approach to underwriting, tailoring our solutions to meet the specific requirements of each individual business. Our team works closely with retail agency partners to identify their risks and develop comprehensive coverage options that meet their needs. Every policy placed through WDIS, comes with an endorsement providing wildfire defense response services through WDS, at no additional premium.