The WDIS Team

Michael Ray, CPCU, ARe, Co-Founder & CEO, CA License # 0E87909

Michael Ray received his MBA from Harvard University and is a Licensed E&S agent. 

Michael also serves as EVP of Wildfire Defense Systems (WDS) and is responsible for Corporate Development and IT/Information Security. Prior to WDS, Michael held the position of CEO at Orchid Underwriters Agency. Orchid is a specialty underwriter of catastrophe-exposed property insurance. With Michael's guidance and leadership, this company experienced significant growth. 

Throughout his 45 - year career in the insurance industry, Michael has also held executive leadership positions at both AIG and Assurant. 

Clark Sheffield, CPCU Vice President Head of Commercial Lines, CA License # 0G20156

Clark Sheffield is the Vice President of Commercial Underwriting at Wildfire Defense Insurance Services. He previously held the positions of Senior Underwriter at Seneca Insurance Company and Underwriter at United States Liability Insurance Group.

Clark received his CPCU in 2013 and has over 16 years of experience in the insurance industry working in both commercial lines and personal lines. He also serves on The Los Angeles CPCU Chapter Board of Directors and is an affiliate member of the USC Risk Management Advisory Council. 

Ray Badua, Associate Director of Compliance & Operations, CA License #4321622

Ray Badua serves as the Associate Director of Compliance & Operations at Wildfire Defense Insurance Services, Inc. With over 18 years of experience in the compliance and regulatory industry, he is responsible for developing, implementing, and overseeing compliance and operational strategies to support the company's objectives.

Prior to joining Wildfire Defense Insurance Services, Ray held various compliance roles, including eight years at QBE North America, where he managed internal audits and surplus lines compliance. He holds a P&C license in multiple states.

Kristy Randolph, AINS, AU, AU-M Team Lead, CA License # 0K22965

Kristy Randolph is the Team Lead responsible for providing WDIS customers with competitively priced property insurance solutions in wildfire exposed areas. She is an Underwriting Specialist and liaison between carrier & retail agencies building the WDIS book of business. 

With 21 years in the industry, Kristy’s career has been defined by building trust with carriers, wholesalers, and agents while consistently delivering results above expectations. She brings a forward-looking perspective to underwriting, combining technical expertise with market insight to create solutions that balance risk integrity with profitable growth.

Michelle Smith, Team Lead, CA License # 4101369

Michelle Smith is the Team Lead responsible for providing competitively priced property insurance solutions in wildfire exposed areas. She has over eighteen years of experience in the commercial insurance industry, specializing in Excess and Surplus Lines Property.

Her previous work experience includes Crum & Forster Insurance Brokers, Inc., Amwins Special Risk Underwriters, and Markel Insurance. She holds a P&C license in the states of Arizona, California, Colorado, Montana, Nevada, Oregon, and Washington.

Amanda Roller, Senior Account Executive, CA License # 4193201

Amanda Roller is the Senior Account Executive at Wildfire Defense Insurance Services where she is responsible for Account Management, as well as handling some client relations. Amanda has been in the insurance industry for the past 10 years, with experience in both personal and commercial lines. Her previous work experience includes State Farm and Amwins Brokerage, Inc. She holds a P&C license in the states of Arizona, California, Colorado, Montana, Nevada, Oregon, and Washington.

Garrett Trufant, AINS, Account Executive, CA License # 4209238

Garrett Trufant is an Account Executive at Wildfire Defense Insurance Services where he is responsible for Account Management, as well as handling some client relations. Garrett holds a P&C license in the states of Arizona, California, Colorado, Montana, Nevada, Oregon, and Washington. He graduated from the University of Maine in May of 2021 and joined WDIS in February of 2022.

Jenea Padilla, AINS, AIS, AU, Account Executive, CA Lic #4333449

Jenea Padilla is an Account Executive at Wildfire Defense Insurance Services, Inc., where she is responsible for Account Management, as well as handling some client relations. She has over a decade of experience in the commercial insurance industry, specializing in Underwriting.

Her previous work experience includes The Dentist Insurance and ICW Group. She holds a P&C license in the states of Arizona, California, Colorado, Montana, Nevada, Oregon, and Washington.

Devin Langager, Compliance Analyst, CA Lic # 4229064

Devin Langager is a Compliance Analyst at Wildfire Defense Insurance Services, Inc. In this role, Devin oversees compliance activities, provides support and guidance to the business unit, and acts as a liaison between shared services, state regulatory agencies, and insurance clients. Devin earned her Property and Casualty Insurance License in California in 2022.

Prior to joining WDIS in April 2024, she worked for independent agencies, specializing in both personal and commercial insurance lines. She has since expanded her licensing to include Arizona, Colorado, Montana, Nevada, Oregon, and Washington.